Welcome to mycreditbuilder.net. Strengthening your credit profile is one of the most important financial decisions you can make. Mycreditbuilder.net will help you achieve your optimal credit profile by making the credit restoration process quick, personal and effective. Our credit restoration process can give you the ability to finance a home, get a vehicle loan, or obtain low interest credit cards. We can also save you money on your car insurance. 35% of your insurance premium is dictated by your credit score. More than 90% of insurers use credit history in their underwriting according to the Insurance Information Institute, a New York based organization. The most dynamic and successful credit restoration program in the industry is now at your fingertips and ready to work for you.

We at mycreditbuilder.net have the ability to add positive items to your credit report. Removing negative items accounts for only 35% of your credit score. In addition to the removal of negative items we have the ability to add positive credit without the need of a credit check and without going into debt to get it.  This ability allows you to work on the remaining 65% of the factors encompassing your credit score.

Our ability to add positive credit can affect your credit by doing the following:
- positively affecting your debt to income ratio.
- positively affecting the credit score factor that wants to see a good mix of credit.
- helping you meet the needs of each individual lenders underwriting guidelines. This allows you to qualify for other credit that you would not have otherwise qualified for.

We have the ability to add revolving and installment credit lines onto your credit report in amounts up to $5,000. What good will a 35% cure do for a 100% credit problem. Why trust your credit report needs to a company that only does a partial credit repair job.

Many credit repair services use a software based approach and focus strictly on disputes only. This approach will always fall short of your goals. You want to clean up your credit report, improve your scores, build up positive new lines of credit and end up with truly usable credit. We are genuine credit building professionals as well as credit repair specialists. No automated service does what we do. Along with skillful identification and removal of reporting errors we may include specific recommendations for managing existing debt and rehabilitating defaulted obligations we will utilize the widest range of tools to insure both quick and lasting results.

You want lower interest rates, a home loan, a nice car? Then you need to improve your credit score.

No more high interest rates, or deposits. No more sky high payments that suck the money from you faster than you can say "see ya!" And no more crazy hoops to jump through because people don't trust you. Just good credit...and the lifestyle you want.